Stop Guessing. Find Out What It Takes to Buy Your First Home.
I’m Kareem Hobson, and I’m accepting five households ready to take intentional steps toward homeownership in Tampa Bay. Together, we’ll explore your goals, prepare for the buying process, and build a strategy for your next move.
Sign up by October 4, 2026. Be ready to work toward buying within the next six months.
You don’t have to have everything figured out to take the first step.
The Dream Is a Home. The First Step Is a Plan.
Wondering how much home you may be able to afford? Unsure what to save, what documents to gather, or where your credit fits into the process?
You deserve clear answers before you start touring homes.
I’ll help you understand the buying process, identify your next steps, and connect with a lender who can evaluate your financing options.
Here’s What We’ll Work Through Together.
Every buyer’s path is different. Lender approval, property availability, and individual circumstances all affect the purchase timeline.
Your Tampa Bay Move Deserves Intentional Guidance.
I’m Kareem Hobson, a Real Estate Advisor with Brown Portfolio Group at Engel & Völkers Tampa Downtown.
My approach starts with understanding how you want to live. From your first consultation to your next set of keys, our team helps you navigate the process with preparation, communication, and purpose.
Whether your search takes you to Tampa, Riverview, Wesley Chapel, St. Petersburg, Clearwater, or another Tampa Bay community, we’ll build your search around your budget, priorities, and lifestyle.
- Tampa
- Riverview
- Wesley Chapel
- St. Petersburg
- Clearwater
Live Your Luxury. Start with an intentional plan.
Get your guide
Frequently Asked Questions
Do I need to be preapproved before applying?
No. You can begin with a consultation. If you haven’t spoken with a lender yet, I can introduce you to a mortgage professional who can evaluate your financing options.
What if I’m unsure whether my credit is ready?
That’s a common starting point. A lender reviews credit as part of mortgage eligibility. Together, we’ll identify the questions to bring to that conversation and the next steps to focus on.
How do I find out what I may be able to afford?
A lender evaluates your income, debts, credit, and available funds to discuss financing options. I’ll help you think through a comfortable monthly budget and the costs of ownership beyond the mortgage.
What if I have not saved enough yet?
You can still start. Down payments and upfront costs vary by loan type and situation. We’ll talk through what to plan for, and your lender can explain your options, including whether any assistance programs may apply.
Does applying guarantee a spot?
No. Applying starts the conversation. Acceptance into the program requires a conversation with me and confirmation of your participation.
Does this program guarantee I will buy a home within six months?
No. The program provides education, preparation, guidance, and a personalized buying strategy. Lender approval, property availability, and your individual circumstances affect the timeline, and a purchase is not guaranteed.
Apply for the Homeownership Program
Tell me a little about your goals. Sign up by October 4, 2026, and be ready to work toward buying within the next six months.
Applying does not confirm acceptance. I’ll reach out personally to talk through your goals and next steps. Please don’t include Social Security numbers, account numbers, or financial documents.
Sell My Home
We love working with sellers and look forward to sharing our home-selling plan with you!
Our team of professionals will be with you every step of the way, from preparing your home for the sale, to handing the keys to the new buyer.